Where you invest is important, but so is how you invest. Over time, where you invest is likely to deliver you winners and losers. No investor has a perfect record.…
The Incredible Shrinking Fed
Four little Fed governors, keeping markets free, …
Gold Can Be Fickle
“Nobody really understands gold prices, and I don’t pretend to understand them either.” …
Plan for Retirement on Your First Day of Work
At age 21, most people are just beginning their careers. They would be wise to think about retirement at the same time. Contributions to 401(k) plans, IRAs and other retirement…
Working Late
For the baby boom generation, 70 is the new 60. That’s not only because baby boomers are living longer than previous generations, but because they’re working longer. During the most…
An Annuity Will Last As Long As You Do
Today’s retirees are living longer, but longer life has a down side. Even those who have saved diligently for retirement may run out of money. An annuity can help, because,…
More Than $1 Million per Taxpayer Owed – and Climbing
It seemed tragic back in October 1981 when the federal debt reached $1 trillion. How would we ever pay back $1 trillion? The real tragedy, though, is what’s happened since…
Medicare Is Already Broke
Last week we noted that the Social Security system is going broke. Medicare, though, which provides for the health of America’s seniors is already broke. With 77 million baby boomers…
Social Insecurity: Another Reason We’re Going Broke
Except for recent contributions, all of the money that you’ve contributed to the Social Security system throughout your lifetime has already been spent. That’s because Social Security is a pay-as-you-go…
The Appeal of Bonds
“We must all suffer one of two things: the pain of discipline or the pain of regret or disappointment.” Jim Rhon,…