Where you invest is important, but so is how you invest. Over time, where you invest is likely to deliver you winners and losers. No investor has a perfect record.…
Plan for Retirement on Your First Day of Work
At age 21, most people are just beginning their careers. They would be wise to think about retirement at the same time. Contributions to 401(k) plans, IRAs and other retirement…
How To Retire Early – Part One
How would you like to retire early? Maybe 62 is a good age or maybe you’d like to retire at 60 or even 55. But unless you’ve won the lottery,…
The Markets Need Psychotherapy
“The whole idea that the stock market reflects fundamentals is, I think, wrong. It really reflects psychology. The aggregate stock market reflects psychology more than fundamentals.” Robert Shiller, Nobel Prize-winning…
Investing at a Profit Now a Sure Thing – For Some
Imagine being able to trade stocks and knowing that you will make a profit every day. Of course, for the average investor, this is impossible. But mega-banks aren’t average investors.…
Getting Your Bond Portfolio in Shape for 2014
It’s time to start thinking about New Year’s resolutions. It’s an American tradition to resolve to lose weight, exercise regularly, be nicer, work harder and give up everything you enjoy.…
Why Gold Soared
Gold prices are no longer setting records. Special parties are no longer being held where people can sell their gold jewelry at spectacular prices. The Midas touch for gold has…
Swinging Markets Ahead
Volatility is back in a big way. It’s back not only in the stock market, but in the bond market. It’s back not only in the U.S., but in China,…
Investors Are Back … So Expect a Correction
Individual investors are moving in. And the smart money is moving out. With the Dow Jones Industrial Average pushing past 14,000, individual investors jumped back into the stock market, it…
Where’s the Equity in HFT?
In spite of all of the talk about equity, fairness and helping the middle class that’s been circulating in Washington, the stock market is now rigged to help the rich…